Has your life insurance outlived its original purpose? Are the premiums becoming a burden? Are you thinking about letting it go, or surrendering it for its cash value? | Life insurance is one of the most widely held investments in this country. But sometimes, the reasons for keeping a policy change — the death of a beneficiary, retirement of a key employee, divorce, changing financial circumstances, or simply a desire to travel or enjoy life more fully. If you qualify, you may be able to turn that old policy into cash — far more cash than the surrender value of the policy. Cash to enjoy the rest of your life, to take care of medical expenses, replace expensive coverage with a more cost effective alternative or buy long-term health insurance. Cash, for whatever you want or need. |
Life Insurance is considered to be personal property and may be acquired or liquidated just like real estate, stocks or bonds. If you presently own a life insurance policy, you have the ability to transfer all your interest in that policy to a third party for a cash buyout consideration. If your policy is not meeting projected values or premium requirements leave the possibility of a policy lapse, why not exchange that asset before you lose it! A Life Settlement transaction provides policy owners with immediate cash alternative for a policy that will soon have no value through surrender or lapse. What types of insurance qualifies? Whole life, Universal Life, Variable Life, Survivorship/Joint First To Die, and Adjustable Life are just some examples of the types of policies that may be acquired. The face value minimum of the policy must be $100,000 with a company rating of B+ or higher. The policy insured should be 70 years or older, although we will also consider any life policy where the insured is living with a serious illness.
 | For more information or to discuss your policy with one of our experienced professionals, contact us toll free at 1.866.506.CASH (2274). |
